3 Japan
Japan's medical insurance to pay a wider scope of Japan's universal health insurance coverage, medical insurance and staff from the National Health Insurance constitute a majority of two. Staff in the treatment of higher insurance, medical treatment can be reimbursed 80 percent, there is a formal request to join the professional staff of insurance. Informal employment, as well as the families of workers can join the National Health Insurance. National Health Insurance has some benefits, without the ability to work, no source of income, can not be exempted from paying insurance premiums, but also access to medical fee waiver.
In the basic medical insurance on the basis of society, there are all kinds of supplementary insurance (mutual portfolio) and other private insurance. Low-income groups can spend little money to join Japan and the United States as the world's commercial insurance industry the most developed countries, the competition among the insurance industry relatively full, more efficient management. Many of the social insurance business is commercial insurance companies from these commitments.
According to a doctor participate in the insurance cost burden and enjoy the out-patient hospital services are different. Access to health insurance for each person only needs to be a doctor take 10 to 30 per cent of the cost. Medical insurance payment broad scope, including out-patient and hospitalization, maternity, funeral expenses such as food and even hospitalization.
And China's similar to Japan's Hospital can provide out-patient services, but also provide patient services. Since the introduction of the project is paid, the Japanese hospital will also appear in demand induced by the situation. At the same time because many patients, there waiting for a long time and attendance short time phenomenon.